What is Alipay Health Gold?

Alipay Health Gold is a welfare activity launched by Alipay. Through this activity, users can get Alipay's health protection benefits for free. Alipay Health Fund includes three parts: mutual protection fund, hospitalization reimbursement amount and outpatient reimbursement amount. After the user falls ill, as long as the application conditions are met, the user can use the health fund to reimburse his medical expenses to Alipay.

When using Alipay to reimburse medical expenses, the use process of Alipay Health Fund is as follows:

(a) outpatient/inpatient reimbursement process:

(1) The user opens Alipay APP, searches for "health benefits" on the home page, clicks the outpatient/inpatient reimbursement quota, and clicks "I want to reimburse".

(2) The user fills in relevant application materials according to the page prompts and submits an application for reimbursement to Alipay.

(3) Alipay will transfer the reimbursement application and application materials to the insurance company for review. After the approval, the user will be reimbursed for medical expenses.

(2) The use process of mutual insurance fund:

(1) Users open Alipay APP, search for "Mutual Treasure" or "Health Fund" on the homepage, and then click "Guardian Amount" and "Apply for Guardian Fund".

(2) According to the guidelines on the page, users can judge whether their diseases are within the scope of protection. If it is underwriting, users only need to fill in the information online and submit the claim materials.

(3) Mutual insurance will review the claim materials. After the approval, Mutual Treasure will directly transfer the reimbursement amount to the user's Alipay account.