In this regard, the following seniors will analyze the relevant content of buying insurance for patients with chronic diseases. If you are unfamiliar with insurance, you may wish to click below to find out: What kind of insurance is good, how to buy a good deal, and teach you to avoid these pits of insurance.
Simply put, chronic diseases refer to diseases that do not constitute infection and have long-term accumulation. Common chronic diseases mainly include "three high" diseases, diabetes and chronic respiratory diseases. , mainly resulting in heart, brain, kidney and other important organs disability, affecting the normal life of patients; More importantly, the medical expenses of chronic diseases are very expensive, which will also cause a greater economic burden on their families.
Therefore, it is suggested that health insurance such as critical illness insurance and millions of medical insurance should be insured as soon as possible when the body is in a healthy state; If a patient with chronic diseases wants to be insured, then the health notification must be truthfully informed and never deliberately concealed! In the face of health advice, I suggest that you tell the truth according to the principle of "answer any questions, don't ask or answer".
Regarding the process of health notification, if a friend is really worried about it, you can read this article: What are the tips for health notification when you are insured?
In addition to the health notification process, patients with chronic diseases can actually consider taking out cancer insurance if they fail to pass the health notification process.
Because cancer insurance is much looser than critical illness insurance and millions of medical insurance, even patients with chronic diseases are more likely to succeed in insurance.
Furthermore, when patients with chronic diseases apply for insurance, it is recommended to give priority to products that support intelligent underwriting, which can increase the chances of successful insurance without worrying about leaving underwriting records.
Regarding intelligent underwriting, interested partners can poke into this article: What is the difference between intelligent underwriting and manual underwriting? The article takes you to know the correct insurance posture!
Hope to adopt
The same number on the whole network: Xueba said insurance, welcome to search!