Considering buying critical illness insurance for children, is the health protection youth version of Kunlun Health Insurance reliable?

This is more reliable insurance, you can consider buying it for your child. The advantage of this product is that it contains almost all serious illnesses. If a serious illness occurs before the age of 60, you can get extra compensation, as well as the second payment and the third payment. Moderate and mild diseases are also covered by compensation. This insurance will give people special peace of mind and comprehensive protection. This is a very good insurance.

First, adequate protection for serious diseases.

Now the probability of children being diagnosed with major diseases is getting higher and higher. Once a child is diagnosed, it will cost a lot of medical expenses, which ordinary families simply cannot afford. Therefore, it is imperative to buy a major illness for children. What impressed me most about this insurance is that it is adequately protected, especially for serious illness. When 1 a serious illness occurs, if you can get 160% of the basic insurance compensation before you are 60 years old. The second serious illness can get 120%, and the third serious illness can get 130, which is equivalent to giving children three basic guarantees. Many insurances are paid in one lump sum. Once a major illness is diagnosed, you can no longer buy insurance, and there is no way to protect it. This is also the disadvantage of many insurances.

Second, moderate and mild diseases.

In this insurance, mild and moderate diseases are also included. For example, it includes 25 kinds of moderate diseases, which are not grouped. Before the age of 60, you can get 90% of the basic insurance payment, and the same is true for the light machine that can get 60% of the basic insurance payment for the second time. Before the age of 60, you can get 45% of the basic insurance payment, and you can get 30% for the second and third times respectively. Some insurance seems to be relatively cheap, but it does not include the protection of moderate and mild diseases. Such insurance itself has loopholes, so the protection of this insurance is very comprehensive.

Three. Exemption regulations

This should be regarded as the characteristic of this kind of insurance. Once the insured is diagnosed with illness, a series of subsequent premiums can be exempted and the contract can be continued. This is equivalent to reducing the burden on many families, which can be said to be a very practical insurance.