During the insured period, the medical expenses incurred by the insured in the designated medical institutions due to accidents or diseases that meet the basic medical insurance catalogue shall be paid by the individual after being compensated by the local basic medical insurance, serious illness insurance, medical assistance and other government-sponsored medical insurance. After deducting the annual deductible of 1 0.5 million, 80% can be reimbursed for those without previous diseases and 35% for those with previous diseases, with a maximum guarantee of110,000!
Responsibility 2: Hospitalization expenses outside the medical insurance catalogue
During the insurance period, the medical expenses incurred by the insured in hospitalization in designated medical institutions due to accidents or diseases outside the basic medical insurance catalogue shall be compensated by local basic medical insurance, serious illness insurance, medical assistance and other government-sponsored medical insurance at their own expense. After deducting the annual cumulative deductible of 654.38+0.5 million, those without previous diseases can be reimbursed 70%; People with criminal records can still be reimbursed 35%, with a maximum guarantee of 1 10,000!
Responsibility 3: Specific self-funded drug expenses
During the insurance period, after being diagnosed and prescribed by a designated specialist, the expenses of drugs in the Catalogue of Specific Drugs at One's own expense purchased and used in a designated pharmacy. Covering 50 kinds of high-priced special drugs at home and abroad, 0 deductible line, 70% reimbursement for people without previous diseases; People with criminal records can still be reimbursed 35%, with a maximum guarantee of 1 10,000!
Responsibility 4: fosun Kate CAR-T treatment expenses
During the insurance period, the medical expenses incurred by the insured in the designated hospital after diagnosis and identification by the designated specialist meet the requirements of Fosun CAR-T treatment. 1 .20,000 anticancer therapy can also be reported, with 0 deductible, 80% without previous diseases, and the maximum guarantee is110,000!