Taikang enjoys health (adults). Critical illness insurance covers three-level diseases, up to three times the life-long critical illness insurance. Including 40 kinds of mild diseases, 20 kinds of moderate diseases, 120 kinds of serious diseases, high disability/death/terminal diseases, it has its own exemption for mild diseases/moderate diseases, and has annuity conversion function, which can provide customers with all-round health protection.
Six responsibilities: 40 mild diseases, 20 moderate diseases, 120 severe diseases/terminal diseases/high disability/death.
Three-level compensation: the maximum compensation for mild illness is 6 times, moderate illness 1 time, and severe illness 1 time.
Triple payment: the maximum amount is three times of the basic insured amount, of which 25% is paid for minor illness, 50% for moderate illness, and 100% for serious illness/high disability/terminal illness/death.
Exemption: the product design is humanized, and the premium exemption for mild/moderate diseases is more affordable.
One-year-old pension conversion right: annuity can be converted to ensure full consideration of old-age care. For example, when applying for insurance money, the beneficiary can convert all or part of the insurance money into an annuity.
On the whole, Taikang enjoys health as a critical illness insurance product with high cost performance and complete protection on the market. Among them, Taikang Enjoy Health 2020 covers 60 kinds of mild diseases and 120 kinds of serious diseases in the scope of protection, including resection of special swelling, mild diseases, severe diseases, special diseases, terminal diseases, death, high disability and mild diseases, and the cancer cycle is also fully covered, which is very comprehensive.
Mild illness can be paid up to 5 times, each time paying 30% of the basic insurance premium, five specific diseases 1 times the basic insurance premium. Coupled with multiple payments for different organs after specific tumor resection, the entire policy can pay up to 3.7 times the basic insurance premium.