Seeing a doctor abroad is so expensive! You must know the payment method of "overseas medical treatment"

He Qingyou and others (doctors, pharmacists and nutritionists in Yangming Hospital of Taipei United Hospital) must know the payment method of "overseas medical treatment" ※ Text reference: Central Health Insurance Department of the Ministry of Health and Welfare (reference time: 107.03) It is so expensive to see a doctor abroad! How do I apply for a refund? If a sudden injury or illness occurs temporarily in other places, you must immediately seek medical treatment in a local medical institution, first settle the medical expenses and handle the relevant medical treatment documents, and then apply to the unit for payment with the documents after returning to Taiwan. Emergencies abroad (including Chinese mainland), including accidental injuries, diseases, childbirth, etc. A local medical practitioner can prepare the following documents within six months from the date of medical treatment or discharge, and apply to the medical insurance branch of the insured area for a refund of the fee. ■ Application documents and certificates: national health insurance self-funded medical expenses reimbursement application. Original receipt of medical expenses and detailed list of expenses. Summary of discharge medical records or diagnosis certificate (if it is a foreign language document, a Chinese translation should be attached in addition to English; A copy of the household registration book or birth certificate is attached to the birth case). Current entry-exit certificate or copy of certificate issued by the service unit. Crew members engaged in offshore operations shall issue identification documents and the departure and return dates of offshore operations in that year. ■ The compensation standard for overseas emergency medical treatment of health insurance is: 2,794 yuan per person for emergency treatment, 885 yuan per person for outpatient treatment and 59 19 yuan per person for hospitalization, and the excess will not be paid (the compensation amount of health insurance fluctuates quarterly). For more detailed information, please refer to the homepage of the Central Health Insurance Agency (nhi.gov) → the general public → reimbursement of self-funded medical expenses, and refer to related matters. Compared with the low medical expenses provided by the health insurance system in Taiwan Province Province, the medical expenses abroad are quite high. However, when you are not at home, there are some risks. It is recommended that you take out travel FPA insurance and overseas medical insurance for sudden illness before going abroad. Most of the "overseas medical insurance for sudden diseases" are additional risks. You can add insurance when you apply for travel insurance, so that you can feel more at ease when you travel. For commercial insurance payment, the required documents are the same as those for health insurance refund. Therefore, when applying overseas, you must make at least two originals and apply for two entry and exit documents from the Exit and Entry Administration of the Ministry of the Interior, so that the documents are complete. Name of insurance, scope of insurance, main insurance for travel safety insurance, death or disability caused by accidental injury, sudden illness abroad, medical insurance, additional insurance, overseas outpatient service, hospitalization and emergency treatment, additional insurance or value-added insurance, medical transport for heavy casualties, visits by relatives and friends, search and rescue expenses, and transportation of remains ※ Note: The coverage varies according to the contents of the insurer's policy, so be sure to ask clearly before applying for insurance. This article is excerpted from "Everyone's Emergency Travel Medical Care"/He Qingyou et al. (Yangming Campus Expert Group of Beilian Hospital)/Lezhi Enterprise Co., Ltd.