Taikang Life Insurance enjoys health insurance premium.

Taikang Life E Enjoy Health is a critical illness insurance plan, covering 65,438+000 diseases, with a maximum payment of 250% and a survival payment of 65,438+030% at maturity. What does Taikang Life E enjoy in health insurance? Is it cost-effective for Taikang Life E to enjoy health insurance?

1. What health insurance does Taikang Life E enjoy?

70 kinds of serious diseases, 30 kinds of mild diseases and 6 kinds of specific major diseases.

√ Including malignant tumor, acute myocardial infarction ... As many as 70 kinds of serious diseases, this life is enough!

√ 30 kinds of mild diseases such as early cancer and brain injury! 30% each time, 3 times, a total of 90%!

√6 kinds of high-incidence malignant tumors, with an extra payment of 50%, which is practical and humanized!

Second, is Taikang Life E healthy and cost-effective?

1, returns

If you don't get sick, 130% premium will be paid on the due date, which is more cost-effective.

√ If he has not suffered from any disease, or even if he claims for minor illness and survives due, he shall pay 130% of the paid premium.

√ The disease is guaranteed, and the premium will be paid at the maturity of 1.3 times, and the money will not be wasted!

2. Compensation

If you lose it, you can pay it back, pay multiple times, and the cumulative maximum compensation is 250% of the basic insurance amount, which is enough.

√ 250% compensation for minor illness for 3 times (90% basic guarantee, 30% *3 times) +6 special diseases (150% basic guarantee)+10% severe illness rehabilitation fund.

√ 190%6 special diseases (150% basic coverage)+rehabilitation fund for severe diseases (10% basic coverage)+mild diseases (30% basic coverage)

√ 160%6 special diseases (150% basic guarantee)+severe illness rehabilitation fund (10% basic guarantee)

√ 140% mild illness (30% basic guarantee)+severe illness (100% basic guarantee)+rehabilitation fund for severe illness (10% basic guarantee)

√ 1 10% serious illness (100% basic guarantee)+serious illness rehabilitation fund (10% basic guarantee)

3. Special

Special rehabilitation fund: 65438+ 00% of the basic guarantee, and the rehabilitation expenses are guaranteed.

√ Taikang special rehabilitation insurance, rehabilitation fees and nutrition fees are available.

√ Continuous nursing, 10% basic guarantee, rest assured to recuperate!

Step 4 exempt

The insured is exempted from serious illness/minor illness/death, the insured is exempted from minor illness, and the husband and wife are exempt from mutual investment, super double insurance.

√ Self-insurance, suffering from mild illness, free of subsequent premiums.

Insure the child.

Children with minor illnesses are exempt from subsequent insurance premiums.

Parents suffering from minor illness/serious illness/death are exempted from subsequent premiums.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.