I bought Xinhua's health insurance, fringe benefits of critical illness insurance and old-age insurance at the beginning of 34 this year. Annual salary is 2000. Is it reasonable not to pay next year?

Better not stop. Insurance is bought for uncontrollable risks in the future, not for current needs. Once it stops, it is not cost-effective economically, but in the long run, it is risky. Insurance is an essential part of family financial planning and belongs to emergency fund. Moreover, critical illness insurance is not consumer-oriented, and it has cash value, even if it is not sick in the future, it will be returned. Hope to adopt. thank you