In addition to accident protection, Ping An children's accident health insurance also has serious illness and medical protection, which is more comprehensive. There are three kinds of insurance plans that can meet the insurance needs of different groups of people.
How about Ping An Children's Accident Health Insurance? Dad sorted out the basic contents of this product and put three protection plans in a table. Let's take a look at the specific content:
1, insurance rules
(1) insured age: 0- 18 years old.
This product is exclusive to children, just old enough to be an adult, which is in line with the crowd positioning of this product.
(2) Warranty period
This product is a short-term accident insurance product with a guarantee period of 1 year. Of course, there are also long-term accident insurance products on the market, but dad doesn't recommend insurance. Want to know why, poke here: "What types does accident insurance include? Is refundable accident insurance worth buying? 》
2. Guarantee content
There are three protection schemes for this product, and the protection contents are basically the same, but the protection intensity is quite different.
(1) accidental death and disability protection
The protection amount of this basic plan for accidental death and disability protection is 654.38+10,000 yuan, the preferred plan is 1.5 million yuan and the high plan is 200,000 yuan.
(2) Accidental medical treatment
The insured amount of accidental medical insurance is1-50,000 yuan, the reimbursement is limited within the social security scope, and the deductible is 100 yuan.
(3) Major disease protection
This product also has major disease protection. The insured amount of the basic plan is 50,000 yuan, the preferred plan is 654.38+10,000 yuan, and the high plan is 200,000 yuan. The coverage of death protection is the same.
3. Premium
The basic plan premium starts from 199 yuan, and the preferred plan starts from 388 yuan, and the high plan starts from 799 yuan.