2. Taikang e-Kang "Maternal and child insurance is designed for pregnant women and newborn babies with high incidence of various diseases. Whether adults or children die unfortunately, they can get death protection. In addition to death, it also provides protection for neonatal congenital diseases. In terms of premium, 800 yuan covers 50,000 yuan a year.
3. "Love My Family" Ping An Maternal and Child Protection Plan is specially designed for healthy women aged 20-40, including accidental injury, accidental medical treatment and accident process insurance. The accidental injury to 300 yuan is 654.38 million yuan, but this product does not include newborn protection.
Brief introduction of the subject matter insured:
1 is the subject of an insurance contract, including only the applicant and the insurer. The insured, beneficiary and policy owner do not belong to the subject of insurance unless they are the same person as the applicant. The applicant refers to the person who has entered into an insurance contract with the insurer and has the obligation to pay the insurance premium according to the insurance contract. The applicant can be a natural person or a legal person, but must have civil capacity.
2. The insurer, also known as the "insurer", refers to an insurance company that enters into an insurance contract with the applicant and assumes the responsibility of compensation or payment of insurance benefits. There are two forms of China: joint-stock companies and wholly state-owned companies. An insurer is a legal person, and an individual citizen cannot be an insurer.
3. The insured refers to the person whose property interests or person are protected by the insurance contract according to the insurance contract, and who has the right to claim the insurance money after the insurance accident. The insured is often also the insured.
4. Beneficiary refers to the insured or the person designated by the insured who has the right to claim the insurance money in the life insurance contract. The applicant and the insured can be beneficiaries. If the applicant and the insured have not designated the beneficiary, the legal heir shall be the beneficiary. The owner of the policy, that is, the person who owns the ownership of the insurable interest, is often the applicant, beneficiary or assignee of the policy.