1. Analysis of underwriting content: Zhanjiang citizen insurance is very similar to supplementary medical insurance in many similar places, such as Bozhou Bohuibao, which provides hospitalization expenses protection and 20 kinds of anti-cancer specific drugs in the social security catalogue. It is similar to other products, but it lacks some practicality and does not provide reimbursement for hospitalization expenses other than social security. In other words, if you encounter a serious illness and don't pay for hospitalization, patients will also have a lot of money at their own expense. From this perspective, if Zhanjiang citizen insurance is reliable, it will be somewhat discounted.
2. Analysis from insurance companies: PICC P&C Insurance is an established insurance company with the best profit and strong solvency in China. Its main business is auto insurance, and of course it also provides other health insurance products. The company has branches all over the country, and its strength cannot be underestimated. From this point of view, the reliability of Zhanjiang citizen insurance is beyond doubt.
3. Zhanjiang citizen insurance is jointly guided by Zhanjiang Medical Insurance Bureau, Zhanjiang Civil Affairs Bureau, Zhanjiang Market Supervision Bureau, Zhanjiang Financial Work Bureau and Zhanjiang Supervision Branch of Bank of China Insurance Regulatory Commission. It is Zhanjiang's exclusive universal supplementary medical insurance, with a high guarantee of 3 million yuan and a daily premium of less than 20 cents.
4. The basic medical expenses included in the medical insurance coverage of 6.5438+0.5 million yuan are guaranteed, and the annual deductible is reduced from 20,000 yuan last year to 6.5438+0.5 million yuan; The specific high drug cost is 6.5438+0.5 million yuan, and the deductible is still 0 yuan. While lowering the threshold for claims, more Zhanjiang citizens will benefit.
1. Zhanjiang is a prefecture-level city in Guangdong Province, formerly known as "Guangzhou Bay" or "Port City", located at the southern tip of Chinese mainland and in the southwest of Guangdong Province. Most of Zhanjiang's land consists of peninsulas and islands. Generally speaking, the terrain is high in the central axis, low in the east and west sides, high in the north and south and low in the middle, with gentle ups and downs, mostly plains and terraces. It belongs to the tropical northern monsoon climate, with no severe cold in winter and no heat in summer, and is rich in subtropical crops and seafood resources.
2. In the thirty-fourth year of the Republic of China (1945), it was established at the municipal level and named Zhanjiang City. Because it once belonged to Shenchuan County in history, there was Shenchuan Inspection Department in the territory, hence the name. 1September, 1983, the system of merging cities and counties was implemented, and Zhanjiang was a prefecture-level city directly under the provincial government. Zhanjiang, located at the intersection of Guangdong, Qionghai and Guangxi provinces, is the main seaport for the southwestern provinces of China and the shortest important port for Chinese mainland to Southeast Asia, Africa, Europe and Oceania.