When the female insured is insured for the first time, if she is an urban individual industrial and commercial household or a flexible employee, her retirement age is 55 years old. After the insured, she works in an enterprise, signs a labor contract with the employing enterprise, and pays as an enterprise employee for two years or more. Upon her own application, she can retire according to the retirement age of female employees (50 years old).
Extended data
Collection method of social insurance premium
1, proportional insurance system
This method is based on the wage income of the insured, and a certain proportion is stipulated to collect insurance premiums. Adopting the proportional system, the initial main purpose of social insurance is to compensate the income lost by the insured in risk accidents in order to maintain their minimum living. Therefore, we should refer to his usual income, on the one hand, as a standard to measure payment, on the other hand, as the basis for premium calculation.
The biggest drawback of the work-based proportional insurance system is that the burden of social insurance is directly related to wages. Whether employers and employees bear social insurance premiums or one of them bears social insurance premiums, the burden of social insurance is manifested in the increase of labor costs, which will lead to capital crowding out labor, which will lead to an increase in unemployment.
2. Equal insurance premium system
That is, regardless of the income of the insured or his employer, the insurance premium of the same amount should be charged. The advantages of this system are simple calculation and easy to be universally realized. Moreover, in countries that collect insurance premiums in this way, the payment system is generally divided equally, which has the significance of equal income and expenditure. But its defect is that low-income people and high-income people pay the same premium, which is obviously unfair in terms of affordability.
References:
Baidu encyclopedia-social insurance