At present, the most common refundable health insurance in the market is critical illness insurance, which provides major illness protection for the insured. Provide serious illness protection in case of serious illness, and provide cash payment when the policy expires in case of no serious illness.
Under the new regulations, we evaluated more than a thousand critical illness insurance products, and screened out the ten best critical illness insurance products on the market. New definition of critical illness ranking announced! The first place is it! 》
Because the premium of surrender health insurance is higher than that of consumer health insurance, consumers who buy surrender health insurance must have certain risk tolerance.
Returning to health insurance, if it is used as an investment income tool, the rate of return is really not high, about 2%, the level of bank time deposits. But from another point of view, there are reasons for returning goods.
First, if you really have confidence in your health, good living habits and no family history, then buying consumer goods is a waste. Second, the total amount of these premiums seems to be a lot, but it is not shared much every year or month, which is equivalent to compulsory savings in the bank, and it is not bad to provide you with hundreds of thousands of critical illness insurance protection.
If you don't know much about insurance, but want to buy insurance, you can consult Baomin's third-party insurance consulting platform and Baomin's professional and perfect content system to help you make high-quality decisions and buy your favorite insurance. "heavy! New definition of critical illness ranking announced! The first place is it! 》