If you have the idea of buying health insurance in Ping An Insurance, but don't know which one is better, you can also read this article first: What products are worth buying in Ping An Insurance? You will know after reading it!
Common health insurance includes critical illness insurance and medical insurance. In order to help you buy health insurance that suits you in Ping An Insurance, the following senior sister will teach you some skills in choosing health insurance.
1, critical illness insurance
When Ping An Insurance chooses critical illness insurance, we should not only look at whether there is protection for severe/moderate diseases, but also try to choose products with "high incidence of serious diseases and multiple compensation", such as "cancer double compensation" protection.
Because after the patient suffers from cancer for the first time, even if he has recovered after treatment, there is still the possibility of recurrence, metastasis and new occurrence in the next 3-5 years, and if there is such a guarantee of second compensation for cancer, these problems can be better handled.
If you have any other questions about the content of cancer second compensation, you can also look at the analysis of this article: Is it necessary to add cancer second compensation? If you don't understand these points, be careful to spend money for nothing!
2. Medical insurance
At present, the popular medical insurance in the market is the million medical insurance. If you plan to buy millions of medical insurance in Ping An Insurance, it is recommended to choose products that support the renewal of insurance as much as possible.
Because most million medical insurance products generally only have a guarantee period of 1 year, if the insured products do not support the renewal of the guarantee, they can only be re-insured after the expiration of the guarantee period, and at this time they will face the need to inform their health again, and may even be unable to renew the guarantee because the products have been discontinued.
If you can't find millions of medical insurance in Ping An Insurance, you can also take a look at Pacific Life's "Worry-Free Millions of Medical Insurance" to support the 20-year renewal guarantee. Interested friends can click here for information: Can Pacific Medical enjoy the worry-free million medical insurance for another 20 years? Is it true?/You don't say. /You don't say. ...
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