Then, if you want to start a high-quality medical insurance, the core is to choose the right product. How to start with millions of medical insurance? Senior sister will introduce you today!
Suppose you still think that only big companies can get the new premium, then senior sister suggests that friends can read the following article.
Is it better for a big company or a small company to buy insurance? 》
1. What kind of medical insurance is worth buying?
1. Health notification should be loose and provide intelligent underwriting channels.
Medical insurance is a kind of health insurance, and the health information of most products is quite strict. If the insured has some minor physical problems, it is difficult to insure the subject matter. Therefore, if we are not completely healthy, then we have to buy products with looser health information.
In addition, if a medical insurance can provide intelligent underwriting, then when our physical condition does not meet the health notification, the results brought by the intelligent underwriting channel will increase the probability of our successful insurance.
This is still to tell everyone that the greatest integrity is the principle that must be followed when making health notification, otherwise it is estimated that the subsequent claims will be affected. Suppose you don't know much about how to make health advice, you can read the following article.
What are the tips for health notification when applying for insurance? 》
2. Guaranteed updates
As mentioned above, the health information of medical insurance is very strict. On the other hand, most products only provide a one-year guarantee period, which leads to the renewal of medical insurance. If the medical insurance we have insured does not guarantee renewal, if there are claims this year, or the insured has some physical changes, or the products are no longer sold to consumers, these situations may make it impossible for us to continue to insure.
However, if a medical insurance regulation can guarantee renewal, then the insured can. No matter what happens, as long as the insured has the idea of renewal, it is impossible for the insured to refuse his application for renewal. In this way, the insured can get more stable protection.
After browsing here, I think everyone has understood how to buy medical insurance. However, there are numerous medical insurances on the market, and it is not easy to choose a suitable product from them. Therefore, senior sister will introduce a medical insurance to everyone and show you what an excellent million medical insurance is.
Second, quality medical insurance recommendation!
As usual, let's take a look at the product protection map first:
From the above picture, we can easily see that this product that Xue Xuejie will recommend to you today is the trump card product of Fosun United: Beyond Bao 2020. This product can not only provide intelligent underwriting, but also guarantee to renew the warranty for 6 years. This is an excellent product.
In addition, this product is the most surprising thing for senior students. It also provides the insured with a proton heavy ion protection fund with an insured amount of 4 million. At present, proton heavy ions are the most effective means to treat cancer, but the medical expenses are quite high, which is unbearable for ordinary families.
But if the insured is equipped with beyond insurance 2020, then this problem will be solved. With the insurance coverage of 4 million yuan, the insured can receive treatment with confidence, which increases the cure rate of cancer. To sum up, compared with those products that don't provide proton heavy ion medical treatment, Beyond Bao 2020 is undoubtedly more worthy of our choice!
Combined with the above factors, you don't have to care too much about the reputation of insurance companies when buying insurance. Many times, small companies will also insure new and excellent medical insurance.
If you attach great importance to insurance companies, senior sister will talk about how to choose insurance companies:
"What should we pay attention to when we pay attention to insurance companies? 》
Write it at the end
I am an expert in insurance, focusing on objective, professional and neutral insurance evaluation;
If the above content has not solved your problem, you can also come to the official account of WeChat to learn to bully and say that insurance consulting me;
I give you the most professional advice based on many years of experience in configuring insurance for 10W+ families.
WeChat official account: Xueba said that insurance costs less, buy the right insurance!