As there are many professional words involved in the following, you may wish to know the basic insurance knowledge first, so as to better understand the following:
Before buying insurance, you must first understand these key knowledge points! 》
1. What is the content of the green code guarantee for epidemic prevention in Zhonghui?
As usual, let's take a look at the safety content map first:
As can be seen from the protection content map, the protection content of Zhonghui epidemic prevention green code is mainly carried out around COVID-19, which is in line with the product positioning of epidemic prevention and health insurance! Let's find out what the main features of this product are ~
(1) The guarantee is comprehensive.
As can be seen from the figure, the product guarantee covers centralized isolation allowance, COVID-19 confirmation insurance, intensive care unit medical allowance, COVID-19 death insurance, etc. These responsibilities covered by it belong to COVID-19 epidemic prevention health insurance, which is the most common and practical! Zhonghui epidemic prevention green code has all the responsibilities above, comprehensive!
If you don't know enough about the protection of epidemic prevention and health insurance, the following is the evaluation of the same type of products. Let's get to know each other. After comparison, you may be able to broaden your choice ideas ~
Peace and Worry-Free Ultimate Edition: Defend COVID-19! What is the content behind the cheap guarantee? 》
(2) The centralized segregation allowance in COVID-19 is extremely high.
People who are in close contact with the space will be notified to the centralized isolation point for compulsory isolation after the country announces that there are confirmed cases of COVID-19 patients in this area. If you need to spend your own money for isolation, this product provides COVID-19 isolation allowance 1000 yuan/day, which is less than 7 days in total.
(3) COVID-19 intensive care unit.
As everyone knows, medical insurance does not bear the cost of intensive care unit, and the price is very expensive. If we want to enter the intensive care unit, our economic pressure will be even greater. This product is for the insured to be treated in the intensive care unit of COVID-19 for no more than 7 days, with a medical allowance of 2,000 yuan per day.
Second, is Zhonghui Epidemic Prevention Green Code Pass worth buying?
Is Zhonghui Epidemic Prevention Green Code Pass reliable or not? Senior sister thinks the key is to look at the characteristics of the crowd.
For example, as far as the effect of epidemic control in China is concerned, it is rarely seen that the epidemic situation has increased in most areas. Therefore, for people who live in this place for a long time, the possibility of infection is really small, so it is not particularly necessary to configure COVID-19 epidemic prevention insurance.
On the other hand, there are still new patients who need to travel frequently at work and have travel plans in the current area. You should consider buying yourself an all-inclusive green code specific disease insurance.
Suppose:
Because of his work, Mr. Zhang often travels all over the country, and he has already taken out the green code specific disease insurance for Zhonghui epidemic prevention.
One week after the purchase, I went to a province and city to do the work handover.
The work was completed as scheduled, and when I got home, I was told by the local CDC that there were confirmed cases of novel coronavirus among the passengers on the same flight.
Mr. Zhang was designated to be quarantined in a hotel for 0/4 days at his own expense.
However, on the seventh day of isolation, Mr. Zhang began to have bad conditions, such as fever and sweating. After the test results were positive, the hospital confirmed that the disease was an ordinary COVID-19 infected person, and he was hospitalized later. After a while, Mr. Zhang was discharged from the hospital after his illness recovered.
At this time, let's calculate how much compensation Mr. Zhang Can got by purchasing the green code specific disease epidemic prevention insurance.
Mr. Zhang conducted a 7-day centralized isolation for his close contacts, with a daily subsidy of 1 1,000 yuan, including a subsidy of 7,000 yuan.
Mr. Zhang was diagnosed as a common novel coronavirus infection and paid 20,000 yuan x 30% = 6000 yuan.
The total compensation for the above two items is 13000 yuan.
In this case, you can see the role of epidemic prevention and health insurance in a particularly intuitive way ~
Summary:
Generally speaking, the green code for epidemic prevention in Zhonghui has a good cost performance, and COVID-19 disease protection is comprehensive, which can be purchased by people in need.
However, as my senior always said, there is no perfect insurance at all. Although the green code of Zhonghui epidemic prevention has unique protective characteristics, it also has many defects! Space is limited, and friends who want to know more details must not miss this more detailed analysis.
Is "Zhonghui Epidemic Prevention Green Code Pass" really that good? Unless you can accept the following two points ... "
Write it at the end
I am an expert in insurance, focusing on objective, professional and neutral insurance evaluation;
If the above content has not solved your problem, you can also come to the official account of WeChat to learn to bully and say that insurance consulting me;
I give you the most professional advice based on many years of experience in configuring insurance for 10W+ families.
WeChat official account: Xueba said that insurance costs less, buy the right insurance!