It is consumer insurance to protect health.
Good medical insurance is a kind of health insurance based on protection sold on Alipay, and it is a series of products, including good medical insurance? Long-term medical care is good for medical insurance? Hospitalization and medical insurance are good? Critical illness insurance and so on. The best sellers are good medical insurance and long-term medical insurance, but there are not a few people who don't understand this insurance.
Let's solve the problem that insurance requires a lot. If you are interested in an in-depth analysis of this product, you can click on the right to see:
First, good medical insurance? Long-term medical care is good for medical insurance? Is hospitalization the same?
These two kinds of insurance are often mistaken. These two types of insurance are also millions of medical insurance, but from different companies, the coverage content, terms and scope are different.
Good medical insurance? Long-term medical insurance is underwritten by China People's Insurance Company, with a total premium of 4 million yuan and general illness and accident medical insurance premium of 2 million yuan, which is guaranteed to be renewed for 6 years. In terms of deductible, serious illness is zero deductible, and other diseases are 654.38+0 million deductible, which can be accumulated for 6 years.
And good health insurance? Hospitalization is underwritten by Zhongan Insurance, with a total premium of 6 million, and general illness and accident medical insurance premium of 3 million, with no renewal guarantee. Serious illness is not compensated, and the cumulative annual recovery of other diseases is 1 10,000.
It's up to you to decide which to buy. You can also buy two, which will not affect the claim.
Second, good medical insurance? Can I be reimbursed for long-term medical treatment as long as I am hospitalized?
Good medical insurance Long-term medical insurance means how much medical expenses you spend and how much medical expenses you reimburse. But this doesn't mean that you can be reimbursed as long as you are hospitalized. What you are reimbursed is the part that exceeds the deductible. Good medical insurance? The hospitalization fee is 10 thousand, but good medical insurance? The deductible for long-term medical treatment for 6 years can be 1 0,000.
This is quite good. At present, most medical insurance has strict deductible requirements, and many people are rejected by insurance companies because they can't reach the deductible. Relatively speaking, good medical insurance and long-term medical insurance are more friendly to customers and lower the threshold for customers to claim compensation.
Third, good medical insurance? What about long-term medical insurance? What's the difference between after the upgrade and before?
How about good medical insurance and long-term medical insurance? Is it worth buying? What changes have been made in this upgrade? Let's talk about the upgraded long-term medical care by comparing the old version. Is it worth buying?
Draw a direct conclusion:
Renewal is the best point of this insurance: it is guaranteed to be renewed for 6 years without review. If the health condition deteriorates or the claim has been settled, the insurance can be renewed.