Some parents feel that their children are still young, so there is no need to buy insurance at all, and it is estimated that they will not be used if they buy it. However, children are a group with strong curiosity, and their awareness of danger is not keen enough. Moreover, they are young, have poor resistance and are at greater risk of accidents and diseases. If children are not provided with insurance, accidents or diseases may bring mental harm and economic losses to the whole family. Therefore, it is really necessary to configure an insurance for children.
When parents allocate insurance for their children, they should put protection first. If an accident unfortunately leads to disability or illness, accident insurance can pay the corresponding disability insurance, medical insurance can reimburse the medical expenses caused by illness, and critical illness insurance can make up for the rehabilitation expenses after treatment or the income loss caused by parents taking care of their children.
If you don't know what kind of insurance to buy for your child, you can read this article:/kloc-less than 0/000 yuan, buy an insurance for your child!
How should I buy child insurance?
You don't have to buy insurance in one step, you can configure the protection step by step.
First of all, the most important thing is to help children buy medical insurance for children, and then buy critical illness insurance, medical insurance and accident insurance. Finally, if economic conditions permit, you can also configure an annuity insurance for your child, such as an education fund. The length of this article is limited. If parents don't know how to buy education funds, you can read this article: Parents must read! Is it necessary to buy education fund insurance? How to choose the right product?
In addition to meeting the security needs before considering the investment needs, there is also a principle that parents should be protected first and children should be protected later. After all, for a child, his biggest umbrella is his parents. What's the use of his insurance if his parents fall down?
Little friends who don't know what to buy can read this article, not only for adults, but also for everyone: how to buy insurance at different ages? Everyone should have his own plan.
Hope to adopt!
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