Can Huihebao only be used in Heze?

Huihebao, this is Shandong Heze Huimin Insurance. Only in the local medical insurance designated hospital in Heze, Shandong, can the insurance company reimburse the treatment expenses.

How to buy Heze Huihe insurance

1. Enter the official account of Huihebao WeChat on WeChat, and click I want to insure.

2, 2, when you see the premium 129 yuan/person/year, click Insure immediately.

3. Read the important notice, select I already know, click Know and agree.

4. Fill in the insurance information and click Submit to complete the payment.

Huihebao is a commercial health insurance product supported by the government and developed by commercial insurance institutions, which is linked to basic medical insurance. It is an important innovation for commercial insurance institutions to participate in improving the multi-level social security system in order to better cover the expenses that are not paid by basic medical insurance. Huihe Insurance can fill the gap between basic medical insurance and traditional commercial health insurance. After being reimbursed by basic medical insurance, serious illness insurance, medical assistance and re-assistance, the part above the deductible will be reimbursed in proportion. To a certain extent, it improves the level of patients' serious and serious diseases and meets their diversified medical security needs. Huihebao is a commercial health insurance with low entry threshold, no occupation, no physical examination and no previous medical history. Employees and residents who are insured in Heze medical insurance and are currently insured can participate in the insurance. You can pay the premium through Huihebao WeChat official account, and you can use the medical insurance personal account to pay for yourself and your immediate family members; The payment period is from August 5, 2022 to June 30, 2022. 1 1. Moreover, in 2022, the premium of Huihe Insurance was optimized and adjusted according to the age of the insured, with 99 yuan for each person under 50 years old and Kloc-0/49 yuan for each person over 50 years old (the premium payment standard is based on the age when the insurance takes effect, not the age at the time of payment).

I hope the above content can help you. If in doubt, please consult a professional lawyer.

Legal basis:

Article 26 of People's Republic of China (PRC) Social Insurance Law

The basic medical insurance for employees, the new rural cooperative medical system and the basic medical insurance for urban residents shall be implemented in accordance with state regulations.

Article 28 of People's Republic of China (PRC) Social Insurance Law

Medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency rescue shall be paid by the basic medical insurance fund in accordance with state regulations.

Article 30

The following medical expenses are not included in the payment scope of the basic medical insurance fund:

(a) shall be paid by the industrial injury insurance fund;

(2) It shall be borne by a third party;

(three) shall be borne by public health;

(4) Go abroad for medical treatment.

Medical expenses that should be borne by a third party according to law. If the third party is unable to pay or cannot determine the third party, the basic medical insurance fund will pay in advance. After the basic medical insurance fund pays in advance, it has the right to recover from the third party.