Do you need health consultation to buy accident insurance?

Many people usually need a health notice when buying accident insurance. At this time, they can ensure that they are not suffering from some serious diseases, and then some insurance companies can sell insurance to them with peace of mind. Some people usually have such illegal behavior, that is, they want to buy such insurance after they have some serious illnesses, but this behavior is not allowed and is a kind of fraud.

There is no need to inform health.

And if we also find ourselves intentionally claiming damages, the insurance company will also stop this moral demeanor. So we will also find that when buying accident insurance, we usually don't need a lot of materials to prove our health. But if it has a serious impact on ourselves, we need to ensure that we can work and live normally. At this time, you should also provide a proof that you have no major hidden diseases.

But it needs to meet certain standards.

And if the insured has some mild symptoms such as hypertension and diabetes, it will not affect some accident insurance. However, if the disability index reaches one to three, accident insurance can no longer be used as a way, which is a great loss for some insurance companies. For such a crowd, there are usually some big accidents. Once such a phenomenon is encountered, the amount of claims made by insurance companies must be very huge.

Every insurance company doesn't want to share such an insured person, and for such a problem, we will feel that when taking out accident insurance, the insured needs to meet the needs of age and occupation before taking out insurance. Although we don't need a lot of proof when buying accident insurance, we also need to be able to ensure that our health is not in danger.