How much does it cost to buy a year's critical illness insurance?

There are many kinds of critical illness insurance, which can be divided into multiple payment and single payment according to the number of payment, consumer, savings and return critical illness insurance according to the return premium, and short-term, regular and lifelong critical illness insurance according to the length of protection period. Moreover, there are many factors that affect the premium of critical illness insurance, besides age, gender, insured amount, insured age and other factors, it is also related to factors such as coverage content and payment period.

The rate of critical illness insurance is related to the insured's age. The younger the insured, the cheaper the price. If you buy Internet critical illness insurance, generally two or three thousand yuan a year can help your child configure a critical illness insurance protection with a coverage of 500,000.

Taking China Ping An Life Insurance Company of China Insurance Company's Shi Shengfu Zunyue critical illness insurance as an example, this paper tries to calculate the required premium of this product at all ages (the insured amount is 300,000 yuan, and the premium is paid in 20 years, and the insured is exempted from liability):

0-year-old boy (children's edition): 3772. 19 yuan

10-year-old boy (children's edition): 5045.9 yuan.

30-year-old male (adult version): 9 1 12.49 yuan.

40-year-old male (adult version): 15438+059+07 yuan.

Different insurance companies have different insurance details, quotations and insurance coverage. For details of Ping An Insurance, please call the national customer service number 955 1 1- 1 for detailed consultation.

Reply time: 2022-0 1- 14. Please refer to the latest business changes announced by Ping An Bank in official website.