Accident insurance: This kind of insurance is to ensure that when the insured has an accident, the insurance company will pay the corresponding compensation according to the insurance liability and insurance amount agreed in the terms of this product.
An accident refers to an accident that happened unintentionally; Caused by external reasons; It happened very suddenly.
You need to buy health insurance if you are sick within the health range. Accident insurance is generally short-term insurance, and the insurance period is mostly one year. If you want to buy insurance products, I suggest you read the terms of insurance products carefully, in which insurance liability and liability exemption are very important, because you can know under what circumstances the insurance company will make compensation, which will directly affect the insured's own interests in the event of an accident.