What good millions of medical insurance are there at present?

In the face of cancer, cardiovascular bypass, organ transplantation and other surgical expenses, when high medical expenses are needed, many people raise money like ants on hot bricks, and there is no need to pull their faces down and ask for millions of medical insurance. Because of its strong practicability and high reimbursement, the altar of health insurance has been greatly narrowed, but millions of medical insurance on the market seem to be the same, but there is still a gap in fact. So, what good millions of medical insurance are there at present? How about buying millions of medical insurance? Let's look at this problem.

In fact, people's needs are different. What are the requirements for the current good millions of medical insurance? Some people find it troublesome to wait in line for medical treatment, and they are in a bad mood. People who are oppressed by pressure have worse emotional value. Choosing a good medical environment is very important. Some people don't want to plead everywhere after a serious illness, but want products with hospitalization function. Therefore, different needs have different tendencies to choose products. Let's take the following products as an example.

1, and continue to ensure the stability and balance of products in all aspects.

Some insured customers have had heart stents or cancer. Although millions of medical insurance guarantees renewal, some guarantee renewal for five years and some for six years, and claims for serious illness are settled, but they are told not to renew their insurance, so the stability of renewal is extremely important. From this perspective, what good millions of medical insurance are there at present? We can pay attention to:

(1) For example, doctors enjoy worry-free 20-year long-term medical insurance.

Guaranteed renewal for 20 years, no need for insurance company to review. Even if the product is discontinued, the guarantee will not be affected. However, the 20-year follow-up warranty can only be purchased after review.

But also includes the protection of purchased drugs, proton heavy ions and so on. Comprehensive protection is more comprehensive. Specific drug claims are 65,438+000%, with comprehensive coverage and practical value-added services, covering hospitalization advance and serious illness.

(2) 20-year long-term medical insurance such as Blue Medical Insurance.

It is also guaranteed to be renewed for 20 years, all of which are produced by Pacific Insurance Company. Are twins, the same care-medical care and worry-free security, the same price. Both the coated medicine and proton heavy ion can be guaranteed, and both can be renewed for 20 years without worrying about the interruption of the warranty.

Moreover, Blue Medical Insurance aims at treating serious diseases, and also cancels hospital restrictions (in case of emergency medical conditions, such as sudden myocardial infarction, you can choose which hospital to go to first until the condition is stable), but many products are restricted to hospitals.

(3) For example, good medical insurance, long-term medical insurance for 20 years.

What are the good millions of medical insurance at present? Alipay's 20-year good medical insurance long-term medical insurance is also on the list, which guarantees 20-year renewal, full value-added services, hospitalization advance, purchased drugs, hospitalization allowance and so on. He is also a better seed player.

2. Products that the elderly need to insure.

(4) For example, enjoy E-Life 2022.

Stars in the field of millions of medical insurance have always enjoyed the comprehensive protection of electronic health products and provided a variety of value-added services. And the maximum insurance is 70 years old, but the renewal 1 year needs attention;

(5) For example, Ruihua Health Care enjoys worry-free edition.

Basic hospitalization guarantee, special outpatient service, outpatient surgery, emergency treatment before and after hospitalization, special drugs outside the hospital, proton heavy ion therapy, guarantee for 5 years, people from 28 days to 80 years old can be insured, and it is a blessing for the elderly to apply for millions of medical insurance.

3. Pursuing high-end medical service products.

When it comes to what good million-dollar medical insurance is available at present, people's needs are different. What suits them may not be suitable for others. Therefore, compared with general medical insurance, VIP/ international products can be added. Hospitals can be hospitalized in special departments (or VIP/ international departments) other than general departments. There are not only single wards, separate bathrooms, TV air conditioners, but also special care personnel, so the hospitalization experience is much better.

(6) For example, Taikang Health Enjoy 202 1.

Taikang Life Insurance has a relatively mature pension and medical service system in China, covering 36 branches and about 3,400 branches. Taikang Health Privilege 202 1 Plan is divided into four, and the scope of hospitals in Plan IV has also increased the affiliated international medical care, special medical care, VIP medical care and foreign medical care. Good service experience.

In addition, the social security deduction of this product is free of compensation, and an insurance premium is paid in advance when a special disease is diagnosed. The lowest is 1000 and the highest is 40000. Very striking, the waiting period is 30 days. Compared with the medical insurance with adjustable rates on the market, the waiting period is 90 days. This product is more user-friendly, but the fly in the ointment is the high price, which requires customers to have the ability to pay continuously.

What good millions of medical insurance are there at present? The content analysis of buying millions of medical insurance is introduced here, hoping to help everyone.