For example, critical illness insurance generally requires valid ID cards, diagnosis certificates, inspection reports and other supporting materials when making claims. Claims information will affect the speed of claims. If the claim information is incomplete, the insurance company will ask you to fill in the claim information before reviewing it, and then pay the insurance money after meeting the conditions. So if you want to make a quick claim, you must prepare all the claim materials. What are the claims materials for different types of insurance? Look at this article: What are the general claims materials? Details determine the success or failure of claims!
If there is a dispute in the process of claim settlement. Then it may be because your situation does not meet the claim conditions, or you have not told the truth, or you are in danger during the waiting period, so the insurance company will not pay the claim. If none of the above happens and the insurance company refuses to pay compensation unreasonably, then you can choose to complain to the insurance company. For specific operation, please refer to this article: Correct operation process of dispute settlement.
If the insurance company doesn't pay the claim, there is another reason, that is, your accident is not covered by the insurance company. So before buying insurance, we should also pay attention to the exemption clause of insurance products. The exemption clause is the scope that insurance companies do not cover. If you have an accident because of the exemption clause, then the insurance company will not pay for it. The more exemption clauses, the more cases of non-insurance. For the exemption clause, read this article more: What is the exemption clause of insurance? What do you think? If you don't understand, you will suffer a big loss!
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