Among the top 500 world brands published on 20 18, Metropolis ranks 300th by its own strength. But just looking at this ranking is not enough. Next, I will analyze metropolitan insurance companies from solvency, reputation and product situation.
(1) solvency
According to statistics, in 2065,438+08,65,438+065,438+0, Metropolis has settled more than 20,000 insurance policies. Is the solvency level of metropolis commendable? Directly on the list is clear at a glance:
(2) Word of mouth
In order to have a higher speed of claim settlement, MetLife has launched an automatic micro-customer service platform, where consumers can help themselves solve various services, which has brought great convenience to consumers and won recognition from all parties.
(3) Product information
Metlife's products include sincere care, hospitalization allowance, medical insurance, accident and major illness protection plan, health and lifelong illness insurance plan and self-driving accident insurance.
Analysis of life-long illness insurance plan;
Advantages:
The life-long illness insurance plan for medical care can be extended to 65 years old, 75 years old and 85 years old, including insurance protection, with high flexibility. All product responsibilities are very independent, and other responsibilities are effective regardless of whether serious illness is compensated or not.
Insufficient:
(1) The grouping of serious diseases is unreasonable.
Liver and kidney-related diseases and liver and kidney-related diseases belong to the same group, so once the malignant tumor is paid, other diseases in this group will no longer be guaranteed, and there are too few groups, so the probability of multiple payments is very low.
(2) Repeated payment for minor illnesses is disappointing.
In fact, few serious illness insurance cases are grouped, and intervals are also set for healthy and casual mild cases. In general, the interval period is used for the second payment of cancer, and consumers are very dissatisfied with this setting.
(3) the price is more expensive
The policy covers serious illness, minor illness, exemption and main insurance. A 30-year-old woman pays 30 years, and the insured amount is 500,000. The annual premium for a healthy life exceeds 1 1 000. Through the comparison, we can see that the annual premium of healthy life 20 19 is about 5000 less than that of healthy life, and the protection for healthy life is not enough for healthy life 2065439.100000000005
Summary: The strength of the company in Metropolis is still quite strong, and its reputation and solvency are commendable. But its products are more expensive, so the cost performance is not high. If you want to buy insurance for this company, you must be prepared to spend more money.