1, aged between 18 and 60 years old, with a fixed residence and full capacity for civil conduct.
2. Hold valid identity documents, have repayment ability, and have no bad credit record.
3, engaged in production and business activities in line with national laws and regulations and industrial policies.
4. Rich people, rural cooperative organizations and leading enterprises in agricultural industrialization who can drive poor farmers who lack the ability to get rich (must be poor households with established files) to increase their income and get rid of poverty;
5. Lenders need to sign an agreement with poor households, village committees, town governments and industry authorities to increase income and get rid of poverty, use the loan quota of poor farmers, and assume the responsibility of repaying all loans as the main body of loans.
6. If the lender is an enterprise legal person, its legal representative must have legal and valid certificates such as business license, organization code certificate, tax registration certificate and production and operation license. Except for the aforementioned condition 1 to 4.
Second, the precise poverty alleviation policy:
1, which is a policy of reforming weak schools in rural areas and improving the conditions for running high schools in poor areas and counties.
2. It is to improve the education subsidy policy for students with financial difficulties in families and give priority to children of poor households.
3. It is to further promote the project of sharing cultural information resources to households (stations), improve the cultural rooms in poor villages, and cultivate 1-2 cultural center households.
Third, accurately carry out medical and health poverty alleviation:
1. Persons who are poor due to illness and meet the conditions of medical assistance are included in the scope of medical assistance, and they are funded to participate in the cooperative medical insurance for urban and rural residents.
2. Full coverage is achieved by supplementary commercial insurance for serious illness medical care for poor households.
Legal basis: temporary measures of social assistance
Article 2 The social assistance system shall adhere to the principles of supporting the bottom line, being difficult in emergency rescue and being sustainable, and be connected with other social security systems, and the level of social assistance shall be commensurate with the level of economic and social development.
Social assistance should follow the principles of openness, fairness, impartiality and timeliness.
Article 3 The civil affairs department of the State Council shall co-ordinate the construction of the national social assistance system. The State Council civil affairs, emergency management, health, education, housing and urban construction, human resources and social security, medical security and other departments are responsible for the corresponding social assistance management according to their respective responsibilities.
The departments of civil affairs, emergency management, health, education, housing and urban construction, human resources and social security, medical security and other departments of the local people's governments at or above the county level shall be responsible for the corresponding social assistance management within their respective administrative areas.
The administrative departments listed in the preceding two paragraphs are collectively referred to as social assistance management departments.
Fourth Township People's governments and sub-district offices are responsible for the acceptance, investigation and review of social assistance applications, and the specific work shall be undertaken by social assistance institutions or managers.
Villagers' committees and residents' committees shall assist in the relevant social assistance work.