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Kunlun Health, the full name of Kunlun Health Insurance Co., Ltd., was established in Beijing on February 29th, 2005. It has been established for fourteen years, almost fifteen years.
20 17 Kunlun Health was publicly developed by the China Insurance Regulatory Commission. This incident has made many people feel uneasy about this company. What is the company like now after three years? Let's analyze it today.
(1) company information
China Banking and Insurance Regulatory Commission classifies insurance companies into four regulatory categories: A, B, C and D according to quarterly regulatory indicators such as solvency adequacy ratio, operational risk and liquidity risk.
China Banking Regulatory Commission and China released the comprehensive risk rating results of insurance companies in the first quarter of 2020, and Kunlun Health was rated as Grade A, indicating that Kunlun Health is developing in a better and better direction, with sufficient solvency and less risks in operation, strategy, reputation and liquidity, which can well protect users' rights and interests. In this case, is there Kunlun Health among the top ten insurance companies? This is the latest list for you! Top Ten Insurance Companies in China
(2) Product information
Kunlun has many health products. Select two representative products for analysis.
1 .kunlun health insurance 2.0
Kunlun Health Insurance 2.0 has outstanding advantages. If senile diseases such as Parkinson's disease and Alzheimer's disease are included in China's disease insurance, 50% of the insured amount can be paid, which is very considerate for consumers! So what exactly is this product? The answer can be found here:
2. Guardian 3
Look at its security map.
& gt& gt& gt Advantages:
(1) Severe, moderate and mild diseases are fully covered, and the proportion of compensation is considerable.
This product has comprehensive protection for serious diseases, moderate diseases and mild diseases, especially for 125 kinds of serious diseases, which can be paid twice. Fifteen years before the insurance, if you suffer from a serious illness, you will get an extra 50% compensation, which is quite satisfactory.
(2) Serious illnesses are not grouped, which improves the probability of multiple payments.
Once a serious illness is paid, other serious illnesses in the same group can no longer be paid. Without grouping, the probability of getting a second claim will be greatly improved. Compared with many other critical illness insurances that have been paid many times, the critical illness protection of this product will be more comprehensive.
& gt& gt& gt is insufficient:
Regularly bind death liability: If you choose to protect yourself until you are 70 years old, you must choose death liability.
By analyzing these two products, we can find that Kunlun Health has a good cost-effective product, which not only has comprehensive protection, but also considers the needs of most people. Generally speaking, Kunlun Health has not been disappointing in recent years, and there are many good products that can be safely insured.