For example, if you buy the same health insurance, you can get at least 15% discount, which is the best channel for you to choose cheap health insurance. Before applying for health insurance, you need to pay attention to the following points:
1, guarantee responsibility and exclusion responsibility. Different safeguard responsibilities and definitions determine their different rates. Before buying health medical insurance, you must read the terms of insurance products carefully, pay special attention to the provisions of exclusions, deductibles and exemption periods, understand your rights and obligations, and then make rational purchases according to your own health and economic situation.
2. The length of waiting time. Many health insurance products have a "waiting period". If the insured falls ill during the waiting period, the insurance company will not pay for it.
3. Guarantee renewal clause. That is, after the expiration of the last insurance period, the applicant applies for renewal of insurance, and the insurance company must continue to underwrite according to the original terms, and the rate cannot be adjusted according to personal risk.
4. Comply with the terms of truthful disclosure. When purchasing any insurance products, you should truthfully fill in your physical condition, past medical history and other matters that need to be informed. It is cheap to buy health insurance directly online, but it is also important to choose a formal insurance platform. There are not only many kinds of health insurance provided online, but also the later claims service is guaranteed. Public white-collar health protection: * Accidental death/disability/burn/medical treatment/hospitalization allowance * Critical illness insurance * Volkswagen * * Traffic accident as low as: 350 yuan Health Protection Plan (China Life Edition) coverage: * Accidental injury 200,000 yuan * Critical illness insurance 654.38+10,000 yuan intensive care allowance 300 yuan/day * Accidental medical treatment 65,438+0,000 yuan. The sky-high price is as low as 480 yuan 128. The coverage of the critical illness protection plan: * The maximum optional critical illness cancer protection is 300,000 yuan * The insurance premium of 300,000 yuan will be paid immediately after death * The value added is even more severe, and 54,400 yuan will be returned at maturity. Minimum monthly expenditure 14 1 yuan.
If you have any other insurance questions, please come: protect more fish and talk about insurance.