It is wise to buy insurance at the age of 29. Generally speaking, the physical quality is relatively high, there are many types of insurance products that can be bought, and the premium will be relatively cheap. Then I'll tell you what insurance to buy at this age.
1. Social insurance.
Social insurance is the first thing we must buy. Social medical insurance is the welfare of the people. I suggest you actively purchase social medical insurance. Social medical insurance advocates universal purchase, so the price is also close to the people.
2. critical illness insurance.
Critical illness insurance is a compulsory commercial insurance. Let me show you some data first. Lung cancer, once known as the "old killer", has also begun to show a younger trend, with the youngest patient being 10 years old. Since the age of 35, the incidence of lung cancer in the population has accelerated, and the incidence rate of men is higher than that of women.
Therefore, critical illness insurance is not an exclusive product for middle-aged and elderly people. We should pay attention to our health and not take risks. The sooner you buy critical illness insurance, there is nothing wrong.
Here, for your convenience, I'll give you an article I've compiled before:
3. Commercial medical insurance.
Some people will regard commercial medical insurance and social medical insurance as the same insurance, but there are differences between them;
In fact, it can be said that commercial medical insurance is a supplement to social medical insurance. Assuming a little cold and cough, it is really enough to use medical insurance; However, if the illness is serious, in secondary hospitals, social security can reimburse up to 40% of the expenses, so the remaining medical expenses can only be borne by themselves. For young people who have just left society at the age of 26, this money is not small money;
Then the supplementary role of commercial medical insurance comes: the part that is not reimbursed by social medical insurance is the part that is reimbursed by commercial medical insurance, which can greatly alleviate the economic pressure brought by medical expenses.
The best way to buy medical insurance is to give priority to buying millions of medical insurance, mainly because it is cheap, and you can enjoy millions of insurance coverage only for a few hundred yuan a year. Moreover, its guarantee content is very comprehensive, including operation fee, examination fee and anesthesia fee.
To this end, I also want to share with you the millions of medical insurance products I sorted out during the purchase of millions of insurance: what are the good medical insurance recommendations? 20 Best-selling Medical Insurance Inventory in 2020
4. Accident insurance.
Accidents are unpredictable, and accidents such as traffic accidents and accidental falls on the road at the age of 29 may also occur; Accident insurance is very important to anyone, and cheap and good accident insurance can be seen everywhere in the market.
In order to let everyone buy accident insurance with high quality and good price, I have also sorted it out: What are the good accident insurance recommendations? Top 20 quality accident insurance in 2020!