However, there are so many Internet insurance companies in the market that it is difficult for many small partners to choose. I don't know how to choose!
Let's take "peace of mind insurance" as an example to discuss this issue with you.
1. Is peace of mind insurance reliable?
Anxin Property Insurance Co., Ltd. (referred to as Anxin Internet Insurance) can be said to be the first batch of innovative Internet insurance companies in China. 20 15 was approved by the former China Insurance Regulatory Commission on June 26th, and was formally established on June 26th, 20 15, with its headquarters in Beijing.
Today, Anxin Internet Insurance has a variety of products, including health insurance, auto insurance and customized insurance.
In addition, Anxin Internet Insurance is the first to put forward the service concept of "one network for national claims". Many service centers have been set up all over the country, where they can be guaranteed and customers can have claims service, without geographical differences. Since its establishment, the company has relied on strong resource support, perfect value-added services and diversified claims tools, and customers like it very much.
In addition to the above points, you should also pay attention to the following aspects when looking at insurance companies:
"What should we pay attention to when we pay attention to insurance companies? 》
Second, what is an Internet insurance company?
Internet insurance is not difficult to know from the name. In fact, it is a new insurance marketing model with computer Internet as the object and computer Internet as the medium. Compared with the traditional insurance marketing model in the market, there are many differences.
Internet insurance is a kind of networked insurance that realizes insurance informationization, insurance, compensation, underwriting, policy inquiry, claim settlement or compensation. And to a great extent, it has expanded the development possibilities and space of insurance, such as Anxin Insurance, Zhongan Insurance and Taikang Online.
Internet insurance is also one of the insurance sales channels. It is essentially no different from offline insurance. It is underwritten by a regular insurance company supervised by the CBRC. In the event of an insurance accident, compensation will be paid according to the agreement in the policy contract.
Moreover, because Internet insurance does not have the cost of opening a store, the cost is much less, so relatively speaking, the cost performance of Internet insurance is higher than that of offline insurance.
If you don't know much about Internet insurance, you can read this article by Senior Sister:
"Is it reliable to buy insurance online? What is the difference between online insurance and offline insurance? 》
Third, how to buy insurance in Anxin Insurance?
We all know that buying insurance is actually buying protection. No matter which insurance company you choose, you should know your own protection needs before buying insurance, so as to protect yourself to the maximum extent.
If it belongs to the family's economic pillar, it is necessary to improve the security system, such as critical illness insurance, millions of medical insurance, accident insurance, life insurance and so on.
If you configure insurance for your child, you can choose no life insurance. After all, children don't have to bear the financial burden at home, and buying life insurance doesn't play much role. It is enough to provide children with critical illness insurance, millions of medical insurance and accident insurance.
In addition, if personal security is sufficient, we can consider adding financial insurance products such as whole life insurance and annuity insurance, which can not only enjoy rich personal security, but also have a stable income to improve our quality of life!
In addition to what the senior said above, there are many places to pay attention to when buying insurance. In this article, I have sorted them out for everyone:
Before buying insurance, you must first understand these key knowledge points! 》
IV. List of Insurance Companies
Presumably, many friends know well-known insurance companies such as China Life Insurance and China Ping An Life Insurance Company of China, but you should know that choosing an insurance company should not only look at its popularity, but also know whether its background, solvency and claim limit are excellent.
For example, according to the provisions of the China Banking Regulatory Commission on the solvency of insurance companies, the solvency adequacy ratio of the core solvency is ≥50%, the comprehensive solvency adequacy ratio is ≥ 100%, and the comprehensive risk rating is ≥ B. A company that meets the above three requirements is a qualified solvency company.
Write it at the end
I am an expert in insurance, focusing on objective, professional and neutral insurance evaluation;
If the above content has not solved your problem, you can also come to the official account of WeChat to learn to bully and say that insurance consulting me;
I give you the most professional advice based on many years of experience in configuring insurance for 10W+ families.
WeChat official account: Xueba said that insurance costs less, buy the right insurance!