Does the loss of the old-age insurance manual affect retirement?

The loss of the old-age insurance handbook does not affect retirement.

Because social security has records and statements, the personal handbook is only a voucher for personal custody, and it is not used as a basis for calculating pensions. If you meet the retirement conditions and are not allowed to retire, you can file a complaint. You can apply for retirement under the following circumstances:

1, male cadres and workers are over 60 years old, female cadres and workers are over 55 years old, and female employees are over 50 years old, with continuous service or working years 10 year;

2. Employees who are engaged in underground, high altitude, high temperature, heavy manual labor and other jobs harmful to health, men are over 55 years old, women are over 45 years old, and their continuous working years or working years are over 10 years;

3. Workers who have reached the age of 50 for men and 45 for women, with continuous working years or years 10, and have completely lost their ability to work as certified by the hospital and confirmed by the labor appraisal committee;

4, work-related disability, proved by the hospital (workers and confirmed by the labor appraisal committee) completely lost the ability to work.

Endowment insurance handbook is a file system established by social security institutions for endowment insurance participants. The manual mainly records the basic payment information of the insured, such as name, age, gender, working hours, work unit, payment salary base, etc. After the loss, the insured can apply to the local social security agency for a replacement with valid identity documents. Different cities have different policies on the replacement of old-age insurance. For example, some cities require the old-age insurance manual to report the loss before applying for a replacement. Before going to the local social security agency for replacement procedures, you can call the local specific pension insurance manual replacement policy.

legal ground

People's Republic of China (PRC) social insurance law

Sixteenth individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have accumulated contributions for fifteen years when they reach the statutory retirement age.

Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.