Do I need to have a physical examination in advance to buy critical illness insurance?

Unless the insurance company requires a medical examination, it is generally not necessary to buy critical illness insurance in advance, just make a health notice.

Before entering the relevant explanation, you can move here to have a general understanding of insurance: before buying insurance, you must first understand these key knowledge points!

When we buy critical illness insurance, such as critical illness insurance, the insurance company will ask us to make health notification. Health notification is actually equivalent to physical examination, which is a way for insurance companies to know our physical health.

Health notification generally consists of several questions, in fact, it is to ask whether we have the corresponding past medical history, whether we have the corresponding medication history, hospitalization history, operation history and so on.

When we apply for critical illness insurance and other critical illness insurance, we only need to answer the corresponding questions raised by the insurance company in the face of health notification.

Next, I will give you some tips on how to give health advice when buying critical illness insurance.

Anxious friends can directly take away the evaluation focus: what are the tips for health notification when insuring?

First of all, we need to tell the truth when we give health advice. In the face of related diseases asked by insurance companies, we should answer truthfully. Don't hide the relevant medical history in order to improve the success rate of insurance, so there may be disputes in subsequent claims.

If the insurance company doesn't ask about other medical history, even if you do, you don't need to tell.

Secondly, you can choose serious illness insurance with loose health information, such as purchasing serious illness insurance with loose health information, which can improve the success rate of insurance.

In fact, there are many serious illness insurances with loose health notification on the market, such as I Worry-Free 2.0 serious illness insurance under PICC Life Insurance.

In addition to loose health advice, I worry-free 2.0 critical illness insurance still has many bright spots, and its advantages compared with competing products are also sufficient. You can walk here to check: Can I really buy worry-free 2.0 critical illness insurance? One article reveals the secret ~

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