Social insurance is social security, which is generally paid by the unit. Commercial insurance is generally purchased by oneself, among which property insurance is based on the insured's property, and the principle of loss compensation is the core principle of property insurance. Life insurance is based on the health, life and body of the insured. In addition to life insurance, life insurance also includes health insurance and personal accident insurance.
Among them, personal insurance can be subdivided. For example, health insurance mainly includes medical insurance, sickness insurance, disability income loss insurance, nursing insurance and medical accident insurance. Life insurance includes life insurance, death insurance and endowment insurance.
What insurance must I buy?
1, social insurance. Although social insurance is a kind of insurance that must be purchased by the state, it is still mandatory. Social insurance includes basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, and the breakdown categories are very complete. As a social person, social security touches every aspect of your life. You don't want such a good welfare. What do you want the anchor to say about you?
2. Accident insurance. An accident is the last thing we want to happen. In case of an accident, buying an accident insurance is the guarantee of life. Accident insurance covers high compensation such as death compensation and disability compensation. As the saying goes, "Life is greater than the sky". If accident insurance can add a protective layer to your life, what are you waiting for?
3. Car insurance. When you take to the streets, what you see most are tall buildings, passers-by and thousands of cars! By the way, in today's society, almost every family has bought or intends to buy a car. If you have a car, how can you not buy auto insurance? You may not be fully responsible for the losses caused by traffic accidents, but auto insurance can help you transfer most of the risks to insurance companies.