How many years does the health insurance for young people generally cover? Is there a deadline?

It depends on what kind of health insurance you buy. For example, medical insurance is generally guaranteed for one year, critical illness insurance is guaranteed for life, and periodic insurance (it may be 1 year, 20 years, 30 years, to 70 or 80 years old, etc. ).

Health insurance, as its name implies, is an insurance product to protect health. For losses caused by health reasons, the insurance company will pay the insured insurance money according to the contract. Health insurance can be divided into sickness insurance, medical insurance, disability income loss insurance and nursing insurance.

If you want to know more details, you can read this popular science article: Is it necessary to buy health insurance? These routines must be paid attention to!

Health insurance includes sickness insurance, medical insurance, disability income loss insurance and nursing insurance. Among them, disease insurance includes critical illness insurance, cancer prevention insurance and other disease insurance.

For example, the critical illness insurance in sickness insurance is a kind of payment insurance. Once the agreed disease meets the claim standard, the insurance company will pay the insured a lump sum of money in accordance with the contract. If you want to know more about critical illness insurance, you can read this popular science article: What diseases does critical illness insurance cover? Don't buy these if you don't understand!

According to the guarantee period, critical illness insurance can be divided into periodic critical illness insurance and lifelong critical illness insurance.

Regular critical illness insurance protects us for a period of time, usually 20 or 30 years, until we are 70 or 80 years old. Of course, there is also the critical illness insurance that guarantees 1 year. It is generally cheaper, but some products are not guaranteed to be renewed. Although the regular critical illness insurance is cheap, the protection will be gone after the expiration. It will be difficult to buy critical illness insurance when you are old, and even if you can buy it, it may be more expensive.

Life-long critical illness insurance will protect us for a lifetime, with a higher sense of security, but the premium is generally higher. So, which one should we choose? If you want to know, you can read this article: Should critical illness insurance cover a fixed period or life-long protection?

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