Generally speaking, it is recommended to buy medical insurance before buying commercial medical insurance. Medical insurance is the most basic guarantee, which is not only affordable, but also has low health requirements for insurance, and basically everyone can buy it. Commercial medical insurance is a supplement to medical insurance. For items that cannot be reimbursed by medical insurance, millions of medical insurance can be reimbursed, such as high-end treatment and special treatment.
There are many kinds of medical insurance, such as millions of medical insurance, hospitalization medical insurance and cancer prevention medical insurance.
Let's talk about these three in detail:
1, millions of medical insurance
Most people are suitable for buying millions of medical insurance. First of all, it is affordable, followed by a high reimbursement amount. At the same time, it does not limit the diseases that can be reimbursed. The annual premium is only a few hundred yuan, but it is really cost-effective to get millions of reimbursement. In addition, it also contains a very comprehensive security content, such as bed fee, nursing fee, operation fee, medicine fee, material fee and so on. , can be reimbursed.
Next, I will analyze several representative millions of medical insurance for you:
Can be obtained through pictures.
(1) Good medical insurance: Its biggest highlight is to guarantee the renewal of insurance for 6 years, which is unmatched by many products. During the 6-year period, whether you have made claims, changed your health or stopped selling products, you can renew your insurance.
(2) Enjoy E-health: increase postoperative home care, special medical services for cancer, and increase the option of family deductible.
(3) Micro-medical insurance: Compared with the other two models, this model adds a value-added service: international secondary diagnosis and treatment. You can get professional written medical advice from international doctors.
As can be seen from the above, each product has its own product characteristics, and it should be selected according to its own needs when purchasing.
In addition to the three insurances mentioned above, there are many products with millions of medical insurance worth buying. If necessary, you can click on the original text to view: "Great value! Millions of medical insurance worth buying are all here! 》
2. Hospitalization medical insurance
The main characteristics of hospitalization medical insurance are low deductible and low reimbursement. This kind of insurance is mainly used for outpatient reimbursement, and generally younger babies or older people are more suitable for insurance. Because children and the elderly are in poor health, they are at greater risk of catching a cold and having a fever, so it may be more useful to buy this insurance.
3. Cancer medical insurance
Since the insured age of million medical insurance is generally 0-60 years old, the elderly can not be insured, but they can be insured with anti-cancer medical insurance.
Cancer medical insurance only pays for hospitalization or special outpatient treatment caused by cancer. The insurance age is longer than other medical insurance, and the health requirements are more relaxed. It is very suitable for people who are old or in poor health.
This price is greatly influenced by physical fitness and age. Here are some inexpensive anti-cancer medical insurance. Interested parties can have a look: "Great value! A large inventory of cost-effective anticancer medical insurance products. "
Hope to adopt!
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Source: "How about short-term medical insurance? Which ones are better? " -Xueba said insurance network