Next, dad will introduce the advantages of this product to everyone, but everything has two sides, both bright spots and shortcomings. Before taking stock of the highlights, let's take a look at the shortcomings of the evergreen series. How about Huaxia Evergreen Series? What are the disadvantages? 》
Highlights:
1. The insured age range is wide.
Huaxia evergreen tree series supports the maximum 65-year-old insurance and is friendly to the elderly.
Because most of the critical illness insurance is exclusive to the elderly, if you are over 50 years old, there are not many products you can choose.
2. Reasonable grouping of major diseases
To tell the truth, my father has evaluated the multiple illness insurance, and almost every product has added dozens of other "serious diseases" on the basis of the 28 serious diseases that must be insured.
When looking at critical illness insurance, we should not only pay attention to the number of diseases, but also pay attention to the coverage of high-risk diseases.
Huaxia evergreen series critical illness insurance 100 kinds of critical illness, divided into six groups.
Among them, the first six high-risk diseases are distributed in four groups, and the highest malignant tumor is a single group.
This improves the possibility of multiple payments, which is beneficial to the insured.
3. Moderate and mild illness protection is acceptable.
Huaxia evergreen series critical illness insurance covers 20 moderate diseases and 35 mild diseases, paying 50% and 30% respectively.
Relatively speaking, its protection against mild and moderate diseases is not particularly prominent, but it is also passable.
4. Self-insurance premium exemption
This product not only has the exemption of the insured from serious/moderate/light illness, but also the exemption of the insured from serious/moderate/light illness/total disability/death, which do not need to be attached by themselves.
This is unmatched by many products.