Which is better, Tianan Life Insurance auspicious tree whole life insurance (dividend type) or Super Mary Critical Illness Insurance No.2 max?

Hello, on this issue, we can't say which insurance is better, because each insurance product has its own advantages and disadvantages, and whether it is suitable for customers varies from person to person. Here is a simple comparison between these two types of insurance products. You can make a little analysis to see which insurance is more suitable for you. After all, the right one is the best.

First of all, regarding Tianan Life Insurance, auspicious tree whole life insurance Tianan auspicious tree No.2 is a brand-new critical illness insurance product, which is another critical illness insurance with the earliest return time in China after Great Wall Jian Kang Life Insurance and Huaxia Fu. You can choose to return the premium at the earliest age of 66. Not only is the premium refunded, but Health Source 2 Plus also has a very comprehensive protection responsibility, covering the protection of death, total disability, major illness, minor illness and minor illness exemption. It is a lifelong critical illness protection plan with the functions of seeing a doctor, providing for the aged and inheriting. The characteristics of Tianan Life auspicious tree No.2 are as follows:

1, 105 kinds of major diseases and 50 kinds of mild diseases, all hitting new highs in the industry.

2. For mild cases, 30% of the insured amount is paid each time, up to 5 times.

3. Before 18 years old, the insured amount for major diseases is twice, but the maximum insured amount for minors is 400,000, so the maximum insured amount before18 years old can be 800,000.

4. You can choose 66/77/88/99 to receive all the premiums, but it is different to choose different ages to receive the premiums.

5, excluding coronary intervention (non-thoracotomy), which is what we often say.

This product is more suitable for customers who like to cover a wide range of diseases, cover a large number of minor illnesses, and pay for minor illnesses many times. In addition to the above functions, auspicious tree No.2 has some other mainstream functions at present, such as green passage, exemption from inspection for minor illnesses, and exemption from inspection for serious and terminal diseases.

Secondly, it is about super Mary's insurance. The upgraded Super Mario 2 Max is mainly reflected in four aspects: 1, and the upgraded Super Mario 2 Max can pay 160% before the age of 60, which is higher than the old version. It is also the insured amount of 500,000 yuan. If the 55-year-old is unfortunately suffering from a serious illness, Super Mary 2 Max can get 50,000 yuan more, which better guarantees the whole income period. 2. Optimize specific diseases. The top three claims for cardiovascular and cerebrovascular diseases are acute myocardial infarction, sequela of stroke and coronary artery bypass grafting. Super Mary 2 Max just contains these three kinds, with high gold content. At present, we have not seen other products' secondary liability for cardiovascular diseases, including stroke sequelae. That's good,

The second compensation for special diseases of Super Mary 2020Max is cancer &; Cardiovascular disease, buy one and get one free. If cancer recurs, the responsibility for cardiovascular disease will be invalid. This time, Super Mary 2 Max took two responsibility apart, providing more freedom and more comprehensive protection. But the disadvantage is that its overall rate has become higher.

I hope my answer is helpful to you.