How about the medical insurance of Kanghuagui B gradually? Is it worth buying?

The insured age is 30 days to 60 years old, the longest renewal age is 84 years old, the guarantee period is 1 year, the deductible is 1 ten thousand yuan, the waiting period is 30 days, and there is no unexpected waiting period. Medical expenses shall be compensated according to the contract conditions 100%. The insured has social security or public medical expenses, but the social security or public medical expenses are not reimbursed, and 60% of the compensation will be paid.

Insurance companies can renew their coverage after approval, and consumers cannot buy it separately. The introduction of health luxury class B medical insurance aims to make up for the deficiency of health insurance and annuity insurance. The amount of this insurance is relatively high. The general medical insurance amount can reach 2 million yuan. It is divided into three plans. Suitable for people over 30 days to over 60 years old, and the longest renewal age is 84 years old. Health and luxury type B medical insurance is underwritten to consumers as additional insurance. This insurance liability does not include outpatient insurance. Consumers who care about this need to make choices according to their own needs.

Through the introduction and analysis of the insurance rules and guarantee responsibilities of this product, it can be seen that gradually Kanghuagui B is more suitable for the supplementary insurance configuration of critical illness insurance. Consumers can choose three different schemes according to their own needs. In order to get more product information, consumers can also compare and evaluate this product with different products, find out the highlights and shortcomings of this product, and buy it on demand. The waiting period of health and luxury class B medical insurance is relatively short, only 30 days, and the hospital setting is more humanized.

This product is flexible and can choose the warranty scheme freely. Consumers can also choose corresponding protection schemes according to their own needs and specific economic conditions. Zone B of Kanghuagui provides general hospitalization security. After deducting the deductible of 65,438+000,000, the hospitalization expenses for diseases or accidents are reimbursed by 65,438+000%, the hospitalization expenses for cancer are reimbursed by 65,438+000%, and the special outpatient expenses include the treatment expenses such as renal dialysis, radiotherapy, chemotherapy, organ transplantation and anti-rejection, as well as the outpatient and emergency departments before and after hospitalization.