Question 2: What are the auto insurance companies? There are too many insurance companies, but I still suggest you find a bigger one.
China's four major insurance companies: China People's Property Insurance, Pacific Insurance, China Ping An Insurance and China Life Insurance.
Question 3: Which domestic insurance companies can insure auto insurance? Hello, I know: China People's Property Insurance.
China Pacific property insurance company
China ping' an property insurance
Huatai property insurance
Tianan property insurance
Yong' an property insurance
China continent property & casualty insurance company
Taiping property insurance
Anbang property insurance
Huaan property insurance
China United Property Insurance Company
Sunshine property insurance
Yongcheng property insurance
Dubang property insurance
Bohai property insurance
Min' an property insurance
AXA Tian Ping Property Insurance
China life insurance
Zhejiang merchants property insurance
Ying Da Taihe property insurance
Zijin property insurance
Ancheng property insurance company
Taishan property insurance
Cinda property insurance
Huahai property insurance
Question 4: What are the basic automobile insurance types: compulsory insurance, car damage insurance, theft insurance, excluding deductible insurance, glass insurance, scratch insurance and spontaneous combustion insurance? Some insurance companies also have water insurance.
It is necessary to do strong work, and there is no need to spend so much on the three. It is suggested to spend 6,543,800 yuan, with a maximum of 200,000 yuan.
Repairing the car damage yourself is the same as paying for others. If you have commercial insurance, you are not allowed to pay. Don't take the accident, only pay 80% of the fixed loss. If you can't lose your car, you don't have to rob it, which can save money. The others are additional risks. You can see for yourself which one is necessary, and the money is not much.
Question 5: What are the auto insurance items? Auto insurance mainly includes compulsory insurance and commercial insurance. Compulsory insurance is compulsory by the state. Commercial auto insurance mainly depends on whether the owner chooses to buy it. Commercial auto insurance is mainly divided into main insurance and additional insurance:
The main risks mainly include:
1, car damage insurance
2. Third party liability insurance
3, the car personnel liability insurance
4. Theft and rescue
Additional risks mainly include:
1, excluding deductible special insurance.
2, spontaneous combustion loss insurance
3. Only the risk of broken glass
4. Scratch insurance
When choosing auto insurance, you should pay attention to predicting what risks you may encounter, and then choose auto insurance products according to your needs.
As for the choice of auto insurance companies, I suggest you try to choose bigger insurance companies like PICC and Ping An. Large insurance companies have many outlets all over the country, so it is convenient to make claims and handle insurance business. If the market value of your car is relatively high, it is recommended to buy all insurance. In the event of an accident, the repair cost is relatively expensive, and buying all risks can minimize your losses.
Question 6: What does auto insurance cover? Compulsory insurance: insurance that must be insured and can be paid to the other party after the accident, including material losses and personal injuries.
There are many kinds of commercial insurance, which are roughly as follows:
Car damage insurance: if your car crashes, the insurance company can appear to repair it for you and insure it according to the purchase price of the new car. The insured amount is determined by the unified vehicle purchase price quotation platform according to the brand model.
Third-party insurance: (50,000, 65438+100,000, 200,000, 300,000, 500,000, 65438+100,000) If you break other people's things, the insurance company can help you pay for it, but only the direct loss, and the medical care is only responsible for the part covered by medical insurance.
Separate glass breakage insurance: (some companies import and domestic prices are different) Your car glass is broken without traffic accidents, and the insurance company can replace it for you.
Vehicle personnel insurance: in case of accident, you can pay the coverage of medical insurance for the medical expenses of your own vehicle personnel.
Self-ignition insurance: If your car spontaneously ignites due to oil circuit problems, the insurance company can lose money at a 20% discount (if you don't have deductible insurance, you don't need to get a 20% discount), and the insurance is the depreciation price.
Car theft and emergency rescue: if the car is stolen and cannot be found within 3 months, it will be lost at a discount of 20% (excluding deductible insurance, 20% is not needed), and the insurance will be at the depreciated price.
Excluding deductible insurance: if you don't insure this insurance, you will be deducted 20% from the total liability, 65,438+05% from the main liability, 65,438+00% from the same liability, and 5% from the sub-liability (some companies can insure car damage insurance, three-liability insurance, vehicle personnel insurance, and theft rescue separately; Some companies have been merged.
There are also some additional varieties (such as scratch insurance, unexplained damage clause, pavement clause with excessive water accumulation, etc.). ), each company is different, and you need to consult when you apply for insurance.
Question 7: What do you usually buy for vehicle insurance?
Automobile insurance mainly includes compulsory insurance and commercial insurance. Compulsory insurance is compulsory by the state. Compared with compulsory insurance, automobile commercial insurance is purchased by the owner himself.
Remind the majority of car owners to predict what risks they may encounter when choosing vehicle insurance, and then buy auto insurance products as needed.
In general, it is best to buy compulsory insurance, third party liability insurance, vehicle personnel liability insurance and deductible insurance. The choice of auto insurance company, if your car often goes out to run long distances, then you should try to choose a larger insurance company like PICC and Ping An to insure it.
Because such insurance companies have branches all over the country, they can immediately handle losses and claims in the local area when they encounter difficulties. If your car is a new car, if the car price is relatively high, you can choose the car insurance of a big company.
Because the more expensive the car, the higher the repair cost. Once an accident happens, the possible economic pressure will be greater, the compensation amount of large companies will be relatively higher, and the level of designated repair shops will be higher.
Question 8: Which domestic insurance companies can insure auto insurance? That's too much. As mentioned upstairs, all property insurance companies can insure auto insurance, such as PICC, Pacific, Ping An, China Life, China United, Sunshine, Taiping, Huaan, yongcheng, Dubang, Tian Ping and so on.
Question 9: What are the auto insurance items? 1, compulsory insurance
2. Third party liability insurance
3. Vehicle loss insurance
4. Excluding deductible insurance.
5. Piracy and emergency rescue
6. Car seat insurance
7 Geng glass breakage risk alone
These are the basic types of insurance for new cars. If you have any questions, please call me!
020-33622393 Mr. Zhu
Question 10: What are the insurance companies in China and what are their names? China Life Insurance China Ping An Life Insurance Company of China Insurance Company Taibao Life Insurance Taikang Life Insurance Xinhua Life PICC Life PICC Health Taiping Life China Life Group Life Minsheng Life AIA United Life Jiahe Life Sino-British Life Prudential Life Sino-German Allianz China Life Huatai Life pioneered Antai Merchants Cigna Everbright Great Wall Life Haikang Life Sino-French Life Ping An Health Kunlun Health Mediator Kanglian AVIC Samsung Guohua