The savings card mentioned by the user is the debit card mentioned by the bank staff. Simply put, debit card is the written language of savings card, and savings card is the oral language of debit card. There is no difference between them. There is a difference between debit card and credit card at present. Debit cards refer to savings cards and credit cards refer to credit cards.
1. The functions of the Bank of Communications debit card include cash deposit and withdrawal, transfer and remittance, payment of wages, collection of utilities, purchase of wealth management products, insurance, etc.
In addition, debit cards are also divided into three types: Class I cards, Class II cards and Class III cards. The first type of card is a universal account, which has all the above functions and basically has no restrictions. The second type of card has some restrictions on transactions, while the third type of card has the most restrictions and can only make small payments.
2. Bank of Communications (English BCM, Chinese Bank of Communications) was established in 1908. It is one of the six largest banks in China, one of the oldest banks in China and one of the modern note-issuing banks in China. 1 987 April1day, the newly established Bank of Communications officially opened to the outside world, becoming the first national state-owned joint-stock commercial bank in China, with its head office in Shanghai. Bank of Communications was listed on the Hong Kong Stock Exchange in June 2005 and successfully listed on the Shanghai Stock Exchange in May 2007.
Bank of Communications is one of the major financial service providers in China, covering commercial banks, securities, trusts, financial leasing, fund management, insurance and offshore financial services. There are 235 domestic branches of Bank of Communications, including 30 provincial branches, 7 directly affiliated branches, 99 provincial branches/kloc-0, and 3,270 outlets in 239 cities above prefecture level and 158 counties or county-level cities. It owns seven non-bank companies, including wholly-owned subsidiaries of Bank of Communications Leasing, Bank of Communications Insurance and Bank of Communications Investment, and holding subsidiaries of Bank of Communications Fund, Bank of Communications Guo Xin, Bank of Communications Life Insurance and Bank of Communications International. In addition, Bank of Communications is the largest shareholder of Changshu Rural Commercial Bank and the largest shareholder of Tibet Bank. Strategic shareholding in Hainan Bank, holding four rural banks.