1. From the insurance company's point of view, Hebei Jihuibao is underwritten and settled by China Life Insurance Company, Hebei Branch. Judging from the big boss behind it, it is China Renshou Group. As a giant insurance empire, it has branches all over China, with high hospitalization probability, which is convenient for customers to settle claims. Coupled with the strong solvency of the company, it is unnecessary for the insured to question whether Hebei Jihuibao is true.
2. From the content of the contract, although the amount of 3 million yuan in 59 yuan is attractive, it cannot be used for general diseases, and Hebei Jihuibao's shortcoming is that it does not reimburse hospitalization expenses outside the medical insurance catalogue. If you encounter serious diseases, such as organ transplantation, you will be hospitalized at your own expense, but there are still some shortcomings, which are generally practical.
3. World insurance: From the beginning, human society has been confronted with natural disasters and accidents. In the process of struggling with nature, ancient people came up with insurance ideas and original insurance methods to deal with disasters and accidents. Around 2500 BC, the king of Babylon ordered monks, judges and village heads to collect taxes as fire fighting funds. Masons in ancient Egypt set up funeral mutual aid organizations to solve the problem of raising funeral funds by paying membership fees. Soldiers' organizations in the Roman Empire provided living expenses for the survivors of fallen soldiers in the form of fund-raising and gradually formed an insurance system. With the development of trade, around 1792 BC, it was the era of Hammurabi, the sixth king of Babylon, and the business was prosperous. In order to help commerce and protect the goods of mules, horses and caravans that compensate for losses, in code of hammurabi, it is stipulated that * * * should share the compensation for losses.
4. China Insurance:1929165438+10 On October 20th, Taiping Insurance Co., Ltd. was established in Shanghai, with several branches in China, Hongkong, Southeast Asia and other places, and became a powerful national insurance company in China insurance market at that time. 1949, 10 10 On October 20th, China People's Insurance Company was established in Beijing, announcing the birth of the first national large-scale comprehensive state-owned insurance company in New China.