According to your data, of course it is good to be carefree all your life, but the carefree life I know is not your data. May I ask who told you? If I understand correctly, worry-free life is financial insurance, and financial insurance can't get the premium unless the dividend is equal to the premium paid. Moreover, the insured amount is 65,438+10,000, and the death of a serious illness is 65,438+10,000, which should not be so cheap. And I haven't heard of a carefree life for 20 years.
Maybe I'm lonely and ignorant. I only stayed in the company for two years. I don't know much. .
If I have to choose, I still pay attention to security and pension, and financial management is still suitable for the rich. .
I don't know your age. Those over 40 years old can only choose Xinsheng Xinxiang. For those under 40, omnipotence (outsmart life) is still recommended.
I can't help you, just want to say my own understanding. After all, I really know nothing about carefree life.