What insurance can pregnant women buy? We must pay attention to these points.

Pregnant women can buy pregnancy insurance, which is specially provided by insurance companies for pregnant mothers. The responsibility of protection will be relatively simple, mainly for abnormal situations during pregnancy, such as pregnancy complications and so on. Like Xiaoxingyun-JD.COM Allianz Maternal and Child Protection, this kind of pregnancy insurance is more suitable for pregnant women to buy. However, pregnant women can also buy other insurances, such as critical illness insurance, medical insurance, accident insurance and life insurance. Pregnant women can still buy them, depending on the actual situation.

I wonder what insurance pregnant women can buy? Don't worry, you can read this article: What are the maternity insurance? How to buy insurance if you are pregnant?

Next, the senior sister will come to give you a popular science. What should pregnant women pay attention to when applying for insurance:

1. Real Health Notice

When pregnant women buy health insurance such as critical illness insurance and medical insurance, insurance companies generally ask consumers to inform them of their health status. For pregnant women, some critical illness insurance or medical insurance will also be asked when applying for insurance, such as "pregnant" and so on. I suggest you tell the truth about what the insurance company inquired, otherwise it is very likely that the insurance company will refuse to pay compensation later. You can also give priority to products with loose health information, so the probability of successful insurance will be higher.

For more information about health notification, you can open this article to learn in detail: What are the tips for health notification when you are insured?

2. Insure as soon as possible

Although most types of insurance have opened insurance channels for pregnant women, the premise is to meet the corresponding conditions. Women can buy insurance within 28 weeks of pregnancy, but insurance companies usually do not cover 28 weeks of pregnancy (inclusive) to 4 weeks after delivery. Therefore, the senior sister also suggested that you can buy insurance as soon as possible, and it is best to do a complete guarantee before pregnancy.

Want to know what protection you can do before pregnancy, this article tells you the answer: What is the difference between critical illness insurance, medical insurance, accident insurance and life insurance? Will there be conflicts when making claims?

Hope to adopt

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