Guardian of Perfect Life 202 1, whether this product can guarantee the perfect life of the insured as its name suggests, we may as well start with the basic information of the product, as shown in the following figure:
In dad's opinion, this product is perfect in several aspects:
1, the basic guaranteed payment is strong.
Pay 80% premium for serious illness, 65,438+05% premium for moderate illness and 65,438+00% premium for mild illness. It can be said that the basic guarantee payment of Perfect Life Guardian 202 1 is still quite strong.
2. Special disease protection for all ages
Perfect Life Guard 202 1 For the insured who suffered from special diseases of children before the age of 18, an extra 80% will be paid.
In addition, it also innovatively provides "extra compensation for specific diseases of the elderly". If the insured unfortunately suffers from severe Alzheimer's disease or severe primary Parkinson's disease after the age of 60, he can pay an extra 80% of the insured amount!
3. Death liability can be attached flexibly.
The death protection of Perfect Life Guardian 202 1 is optional, and the insured can decide whether to attach the death responsibility to the insured according to the budget, which is more flexible.
4. Secondary compensation for cancer and cardiovascular and cerebrovascular diseases
To sum up, Perfect Life Guardian 202 1 does have many perfect directions like the product name. A consumer friend said that this product seems a bit empty.