Critical illness insurance for different age groups can be configured as follows: "How to configure critical illness insurance for all age groups? The insurance strategy is coming. "
Most people aged 30 are married, not only to support their parents, but also to support their children. Their responsibilities are very heavy. If they are seriously ill, not only will the medical expenses be high, but their income will also be interrupted, which will affect the normal life of their families.
Therefore, it is necessary to buy critical illness insurance at the age of 30, and the sooner you buy it, the better.
Buying insurance when you are young has two advantages:
1, the younger, the cheaper the premium.
When you buy insurance at the age of 25 and 35, the premium is very different. After the age of 30, the premium has increased substantially.
Take Darwin 5 critical illness insurance as an example. Lifelong guarantee, payment for 30 years, insurance amount of 500 thousand. The cumulative total premium difference between 30-year-old and 35-year-old men is 56250 yuan.
Therefore, buy insurance while you are young, the premium is cheap, and the pressure of payment in the future is small.
When I was young, I was in good health and passed the underwriting easily.
We know that when buying insurance, insurance companies will ask customers about their health.
After the annual physical examination, some friends' physical examination reports always have several abnormal indicators, and many problems are not big, such as benign nodules and polyps.
But these problems are likely to affect buying insurance.
Therefore, taking advantage of health, you can better pass health notification, and it is recommended to configure insurance as soon as possible.
Write at the end:
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