Secondly, if you are buying insurance for children, the first three suitable for consideration are children's critical illness insurance, million medical insurance and children's accident insurance; After configuring the above three types of insurance, if family economic conditions permit, you can also configure an education annuity insurance for your children to help them plan their future education security in advance.
In this regard, the next senior will focus on buying insurance for children and explain the relevant content in detail.
Before the official start, if parents don't know much about insurance, you can read this article carefully:
Super full! Everything you want to know about insurance is here.
For children, the main risks to be considered are disease risk and accident risk; If you are seated correctly, then the insurance suitable for children is health insurance and child accident insurance.
Among them, health insurance suitable for children includes children's critical illness insurance and millions of medical insurance. Note that it is best to configure one of these two kinds of health insurance.
This is considering that when a child is seriously ill (assuming the agreed conditions are met), millions of medical insurance can solve most of the burden of medical expenses, and then the child's serious illness insurance can make up for the remaining medical expenses gap and various economic losses caused by the child's illness, including the child's rehabilitation expenses and the parents' income loss.
If parents really don't know how to buy insurance for their children, you can refer to the following article:
In-depth writing-how to buy insurance for children? The netizen shouted: How can I see it now?
When buying children's accident insurance, it is recommended to start with a short-term child accident insurance, such as a one-year child accident insurance.
This suggestion is mainly because the iteration speed of children's accident insurance products is very fast. Considering the protection that long-term accident insurance can provide, the premium of long-term accident insurance is generally expensive; Obviously, it is more cost-effective to buy short-term accident insurance for children.
For long-term accident insurance, if parents are interested in this kind of insurance, it is best to click the following:
Why do I advise you not to buy long-term accident insurance?
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