If you don't know which health insurance to buy, you can click on the appointment 1 insurance planning service, and the deep blue insurance _ centralized insurance broker will give you professional advice.
1, medical insurance
Compared with national medical insurance, medical insurance has a wider scope of reimbursement, which can help us to reimburse more.
Reimbursement is not limited to social security, the reimbursement amount is higher, and it can also be reimbursed in different places.
In addition, the medical quality of millions of medical insurance is high. Mid-to-high-end medical insurance can reimburse the treatment expenses of special needs wards and international medical departments, and VIP services are also available when sick. Some also have value-added services such as prepaid, green links for serious illness, and special drugs for cancer.
2. critical illness insurance
The biggest role of critical illness insurance is not only to lose money to treat diseases, but more importantly, to make up for a series of economic losses caused by serious illness.
When the insured suffers from a serious disease as agreed in the contract, the insurance company will pay the agreed proportion of insurance money.
Of course, there are no restrictions on the use of this insurance money. It can be used not only for disease treatment and later rehabilitation nursing, but also for mortgage and car loan repayment, or for children's education, or for family daily expenses.
It can be said that critical illness insurance is an excellent financial tool to help us transfer the risk of major diseases.
Whether it is the elderly, children or breadwinners at home, critical illness insurance is an indispensable core guarantee for every family member.
A total of health insurance is necessary, so I suggest you buy medical insurance and critical illness insurance.