Usually health insurance includes critical illness insurance and medical insurance. You can choose these two types of insurance when you apply for insurance.
1, critical illness insurance
Critical illness insurance is used to protect major diseases. If the insured suffers from the disease stipulated in the insurance contract and meets the claim conditions, the insurance company will compensate the corresponding insurance money.
At present, the average cost of treatment for major diseases is around 300,000. If you add the income loss of the insured during the treatment, the treatment after rehabilitation, daily life and other expenses, it is a very large expenditure, and for most ordinary families, the pressure will be very great.
Therefore, in the case of sufficient budget, everyone can give priority to critical illness insurance. Before that, I also selected ten most valuable critical illness insurance products. Click on the link to get the list for free:
Top ten popular critical illness insurance stocks worth buying!
2. Medical insurance
Medical insurance mainly reimburses hospitalization medical expenses, and usually all medical expenses incurred in hospitalization can be reimbursed.
Moreover, many millions of medical insurance can buy millions of insurance coverage for only a few hundred dollars a year, even friends with relatively small budgets can take out insurance, and there is no pressure.
Here, I also summarized hundreds of popular medical insurance in China. Interested friends can have a look:
Super full! China Volkswagen Million Medical Insurance Comparison Table
Finally, people of different ages apply different insurance, and blind purchase may waste money. See here for the specific insurance scheme:
How to buy insurance at different ages? Everyone should have his own plan.
That's all the answers. Please accept them.
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