If the family is seriously ill, the average annual income 15%~20%.
Just pay a little money to pay the premium every month.
There are many kinds of health insurance, including accident insurance, medical insurance and critical illness insurance.
These three kinds are also divided into many kinds, consumer insurance, which is cheaper and the money is gone once a year.
Return type, always guaranteed until 30, 40, 50, 60 or even 80, 100, the principal or part of the income of an age will be guaranteed to you.
Life-long, you can have such protection for the rest of your life after purchase. You can choose to surrender if you can't get it in the future.
So look at what you are suitable for, how much premium you can pay, and buy according to your own situation.
I wish you a happy life
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.