Does Xuchang Yu Jianbao pay for his past illness?

Xuchang Yujianbao is an inclusive supplementary commercial medical insurance launched by Xuchang City. As long as the users who have taken out the basic medical insurance in Xuchang, regardless of occupation, household registration or health information, they can take out the insurance. They only need to pay the premium of 100 yuan/year, and they can enjoy the protection of 100 million yuan at most. For many users, Royal Health Insurance is a kind of loose insurance, so does Royal Health Insurance pay for past diseases? Let's get to know each other.

Does Xuchang Yu Jianbao pay for his past illness?

Xuchang Yujian Insurance allows people who are sick to take out insurance, and also allows people with past medical history to take out insurance. However, the medical expenses caused by the five past diseases and their complications stipulated in the insurance will not be paid. The insured suffered from five major diseases before the policy came into effect and continued to be hospitalized after the insurance came into effect. The insurance company will not bear all the expenses of this hospitalization.

Xuchang Yujianbao's five major diseases include malignant tumor with tumor, including leukemia and lymphoma; Renal insufficiency, liver cirrhosis and abnormal liver function in liver and kidney diseases; Cardiovascular and cerebrovascular diseases and glycolipid diseases; Lung diseases include chronic lung obstruction, chronic respiratory failure, tissue or organ transplantation, hematopoietic high cell transplantation and paralysis.

The above is the relevant regulations on Xuchang Yujianbao's acceptance of past diseases, hoping to help.